HOW QUICKLY CAN YOU HAVE MY APPRAISAL READY? If the appraisal is done at the appraiser's office, you will leave with a completed report. If the appraiser goes to a location of your choice, she will photograph and take detailed notes on the jewelry. A report will be generated at the office and mailed to you in about a week or less.

WHAT WILL BE INCLUDED IN MY APPRAISAL? All appraisals include a photograph of the jewelry item, a detailed description of the mounting and gemstones (diamonds and colored gems), including a plot (fingerprint) of all diamonds over one karat, and, of course, the appropriate value (retail replacement, fair market, etc.).

WHAT WILL AN APPRAISAL COST ME? You will be charged a flat rate for each item appraised. Fees are NOT based on the value of an item or on the carat size of a gemstone. There is a discount for appraisals that include more than 10 items.

DO I NEED AN APPRAISAL? ISN'T MY RECEIPT GOOD ENOUGH? On any big jewelry purchase, an independent jewelry appraisal is recommended. A purchase receipt in most cases gives very little information. A detailed appraisal guarantees that if you have a loss, the replacement from your insurance company will be the same quality as your original article of jewelry.

CAN YOU EXPLAIN GOLD TO ME? Gold as it is mined from the earth is 24 karat. In this form, it is too malleable for jewelry, so alloys are added. Alloys used are copper, silver, zinc, and palladium. The amount of alloy added determines the karat, such as 14 karat, 18 karat, etc. Gold can come in a variety of colors: yellow, white, rose, pink, and green. The final color is dependent on the ratios and types of alloy added. When you hear that gold is selling for $900.00 an ounce, it is referring to pure gold before alloys are added. For the up-to-date gold rate, go to


HOW  VALUABLE ARE OLD DIAMONDS WITH OUT-DATED CUTS? Old cuts, such as rose cut, old mine, and European, can be very beautiful, though often sell at a lower per-carat price than brilliant cuts. Sometimes recutting an old diamond can add to the sparkle without taking away very much weight and thereby increasing the value. I can help you make that decision.

WHAT ABOUT MAN-MADE DIAMONDS? ARE THEY AS GOOD AS REAL DIAMONDS? Diamond simulants, such as moissanite, are crystals that are grown in a lab and are cut and polished to resemble diamonds. They come colorless or tinted and are cut in different shapes. They also have a very high light reflective property that gives the maximum amount of rainbow colors when viewed from the top. But real diamonds are rare, something that were created over a period of thousands of years, by accident, deep inside the earth. A very special thing indeed.

WHAT MAKES SOME DIAMONDS SPARKLE MORE THAN OTHERS? There are really two reasons: cut and clarity. A well-cut diamond has been calculated to allow the light to enter the top of the diamond, bounce back from the bottom and exit the diamond from the top. This gives you the beautiful white and rainbow colors when you view a diamond from the top. If you have a diamond that have many inclusions (crystals and fractures that occurred during growth), the light is not able to follow it's correct path.


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